Obtaining Treatment Under CGHS
14
May
Posted by: Rajib Ghosh in: CGHS
Loads of questions are being posed by frantic CGHS members about the CGHS scheme. This post attempts to clarify the process of obtaining treatment under CGHS scheme. It chiefly covers the process to obtain pre-approved treatment. Obtaining Emergency Treatment & Subsequent Reimbursement Claim is covered here.
- Step 1 would be to visit the CGHS clinic and meet the doctor for a checkup. The patient maybe accompanied by 1 or more attendant. Please carry your CGHS identity card and a few photocopies of it.
- After examination, the doctor will typically fill-up the prescription. At Kolkata, the doctor’s use CGHS provided prescription stationary while at Hyderabad, patients are expected to maintain a record-book of their choice.
- The prescription will list the medicines, diagnostic tests and further consultation that the patient is required to receive.
- Now the patient should approach the Registration counter and register his prescription and obtain the stamp on it. From this point, it can get a little complicated.
Obtaining Consultation:
- In case further consultation by a specialized doctor is recommended, an External Consultation form is issued to the patient. At Kolkata, the treating doctor scribbles this as a ‘Refer to …’ on the prescription and the patient is required to get this endorsed by the CMO. At Hyderabad, the doctor will fill-up an ‘External Consultation’ form, request you to get it registered and then endorsed by the CMO.
- Within 15 days of the issue of the ‘external consultation/referral’, The patient is required to visit a Govt. hospital, obtain an Out-Patient card and submit it along with the CGHS External Consultation Form/Referral Prescription. While at Kolkata, the patient may visit the hospital only one-day (pre-assigned, for ex: All Fridays) in the week (thus giving only 2 window of opportunities in a fortnight), at NIMS Hyderabad, the patient may visit the hospital any of up-to 4 days in a week (thus giving 8 windows of opportunities)
- The patient will be re-directed to the concerned department. At the department, the out-patient card is accepted and queued.
- At the patient’s turn, generally Post-graduate/Research medicine students examine the patient and fill-up the case sheet. The H.o.D. does the final evaluation and writes out the prescription. This prescription generally contains an over-riding list of medicines and serves as the master prescription for the patient. All other previous prescriptions are rendered invalid upon issue of this prescription.
- Please make sure that the new prescription has all the medicines that you required. Medicines omitted from this list even by mistake will not be issued by CGHS and you will have to go-back to the Govt. hospital to get the prescription corrected. Carry your private list to cross-check.
- In case of expensive medicines, please request and obtain an ‘Essentiality Certificate’.
- Patients maybe recommended further diagnostic tests in this prescription.
- Patient must return to CGHS clinic with the prescription and re-visit the doctor. Based on the prescription, doctor’s write out a final list of medicines and diagnostic tests to be issued to the patient.
- To obtain medicines, patients must follow the respective procedure detailed below.
- While certain diagnostic tests can be conducted at CGHS itself, others may have to be conducted at the Govt. hospital. In rare cases, CGHS may allow the patient to get the diagnostics done at a CGHS approved private hospital/diagnostic center. Expensive tests require sanction from the CMO and Addl. Director of CGHS at Local HQ.
Obtaining Diagnostic Tests:
- To get tests done at CGHS, simply approach the dispensary/nursing station. They will guide you through the procedures. Some tests require the patient to re-visit the clinic on empty stomach.
- To get tests done at Govt. Hospital, re-visit the hospital with the CGHS sanction and approach the respective diagnostic department (for ex: radiology). They will typically issue an appointment for some tests and choose to do it instantaneously for others.
- In case of CGHS Recognised private diagnostic centers, patients are required to produce copy of the CGHS ID card, copy of the Govt. hospital prescription, original & copy of the ‘CGHS External Diagnostic Form’. Local patients can generally avail of cashless diagnostics. For some diagnostic tests (where a cghs rate ceiling applies), the hospital may charge the patient the differential amount.
- Patients can always opt to pay for the entire cost of diagnostics and get them done at a reputed hospital/diagnostic center. Reports from reputed institutes are not disputed and accepted readily by doctors at Govt. hospitals and CGHS.
- Patients on CGHS Temporary Permit are required to get the tests done at Govt. Hospitals only for cashless treatment. In case of referral to CGHS recognized private hospital/center, the patient has to pay for the tests and later claim medical reimbursement from CGHS HQ at his home town.
- Armed with the reports of the diagnostic tests, the patient must approach the CGHS Doctors for consultation. In case of complex treatment, patient will be re-referred to specialists at Govt. Hostpital. Patient must restart with Step 1 of ‘Obtaining Consultation’.
Obtaining Medicines:
- To obtain medicines, a registered prescription should be produced at the Pharmacy. To obtain a registered prescription, simply visit the CGHS doctor with the prescription & diagnostic reports that were recommended at ‘Obtaining Consultation’. The CGHS doctors typically copy the prescription from the Govt. Hospital form to their internal form/patient notebook. This form/notebook must be produced at CGHS Registration Counter for endorsement.
- In case the patient was referred for ‘External Consultation’, photocopy of the following documents has to be submitted at the pharmacy: (a) CGHS External Consultation Referral Form (b) Govt. Hospital Prescription (c) CGHS Registered Prescription obtained after Govt. Hospital Prescription (d) Photocopy of CGHS ID Card (e) Temporary Permit (if applicable)
- Expensive medicines such as dialysis fluids, Erythropoietin injections require an ‘Essentiality Certificate’ before they can be issued.
- To obtain medicines, at Kolkata, you simply drop the prescription attached to required photocopies into a cardboard box kept outside the pharmacy and come back 3 working days later to pick up your medicines. This approach is risky as hell since there really is no acknowledgment that your request was received. Your prescription could go missing and you would be back to square one.
- At Hyderabad, approach the pharmacy with the patient notebook. The pharmacist will note down all the medicine requests and indent them as necessary. Sometimes, generic medicines maybe issued on-the-spot and and will be crossed off the list. Other medicines have to be indented by the pharmacy and will be distributed 3-4 working days later.
- Medicines are generally issued for 1 month at a time. Expensive medicines are issued on a weekly/fortnightly requirement basis.
- If the Govt. Hospital prescription has recommended the treatment to continue for 3 months; and CGHS is issuing medicines for 1 month only, you need not visit the Govt. Hospital every month. Photocopies of the documents will be accepted towards issuing the medicines for 3 months. After 3 months, you are required to follow all the steps from the start of this document.
- Expensive medicines are generally issued from the CGHS Central Store and not the dispensary. To obtain such medicines, you are required to write a letter to the ‘Addl. Director, CGHS’ and request for the medicines since they are unavailable in your dispensary. This letter must be accompanied by photocopy of (a) CGHS External Consultation Referral Form (b) Govt. Hospital Prescription (c) CGHS Registered Prescription obtained after Govt. Hospital Prescription (d) photocopy of CGHS ID Card (e) Temporary Permit (if applicable) (* all documents attested by the CMO of the dispensary). Make Four copies of this set and approach the CGHS Central Store to file a request for the medicines.
- Upon acceptance of the request, original+1 copy of the document set will be retained by CGHS store and 1 copy acknowledged and returned to you. You will be notifed of the tentative date when your medicines are likely to arrive.
- On the date of medicine collection from the CGHS Store (please call and confirm that your medicines have arrived), approach the pharmacy at the store with the acknowledgment copy and additional copy. The Pharmacist will retain the additional copy and issue the medicines. He will also make notes on the acknowledgment copy. You are required to carry this copy on your next visit.
Download: Letter To CGHS Store Requesting Issue of Expensive Medicines
This particular post is still work-in-progress and will be modified from time-to-time. Also, it only reflects my experience with the system at two places in India. Other cities may have a widely different mechanism.
Comments are appreciated.
97 Responses
A.Banerjee
30|May|2008 1If a pensioner goes outstation covered by CGHS, where is he to obtain the Temporary Card-from the place which has issued the Card or the place where he is going? There is lot of confusion as there does not appear to be any clearcut instruction issued by the Health Ministry.
Rajib Ghosh
30|May|2008 2Pensioners need to approach the CGHS Head Office in the destination city to obtain a temporary card.
Please note that a temporary card is required only if the patient intends to obtain regular/pre-approved treatment under CGHS.
A temporary permit is not required if members are traveling to another city for tourism/work purposes. In case they fall critically ill in the destination city, they can avail free emergency treatment at CGHS recognised hospitals on production of CGHS ID Card.
Dr Rajshekher
15|Jun|2008 3Excellent post, in terms of content as well as style and language…please accept my congratulations…I cannot vouch for all the facts, I leave it to other experienced people who use CGHS facilities to correct any discrepancies or differences…Even if someone does point out any errors, this is an excellent post.
chellapandian.M
10|Aug|2008 4I am working in mumbai filmsdivision . I have send my pregnent wife to her mother’s house (because this is her first child).I have got permission letter head from my office to get treartment at any recoganised hospitals at chennai city.she approached nearear CGHS polycilinic chennai for the every month check up and tablets for the treatemnt (she is now 5th fifth month).the poly cilinic officals not giving permission to get medicines and teratment.they directed her to the head office chennai at besant nagar .here she advisied to take temprorary permit toi take treatement form my office . I have send my wife only for the safest delivery at her mothers house as well as our religious follow ups for the first child.but the TP is only for those who is on leave /visit/transfer/deputation.but I AM here in mumbai she has gone only for delivery .Will the TP is necessary or separate cghs card should be make for that . kindly advise me p0lease.
Dr.S.V.Ramakrishna
07|Sep|2008 5This is in response to query from Mr. Chellapandian.
Temporary CGHS card is to be issued by the concerned department for availing medical facilities in respect of dependent family members of CGHS Card holder staying temporarily in another CGHS covered city. The Addl.Director of concerned city ( in the instant case , Chennai ) shall allocate the CGHS dispensary ( based on residential address) in Chennai to draw medicines and other CGHS facilities. CGHS is in the process of computerizing the operations. Once computerized , it is understood , that no such temporary card would be required.
Dr.J.Arjunan
09|Sep|2008 6This summarisea the CGHS Procedure.Though it appears complicated, it is the only procedure which all CGHS beneficiaries are following and it is ideal since it stops malpractice at all levels. Congratulations to Rajib Ghosh.
c upendra nath
20|Sep|2008 7it an ordeal for retired benificiaries to under go all this for tratement particularly when old couple live alone. why cannot the treatment procedure simplified for retired, alowng them to approach approved hospitals dorectly or atleast allow go to approved hospital on recommendation of cghs doctors bypassing govt general hospitals, since going to govt hospitals involve lengthy queues to make out patient cards, seeing specialists , unclean envirement etc. also old cannot make visit to different hospitals several times particularly when they located vide appart.
PALVINDER KAUR
24|Sep|2008 8dear sir,
i am lecturer in delhi university.
i need some information regarding reimburresement of plastic surgery. whether plastic surgery is under the cghs scheme.
thanks,
palvinder kaur
lecturer in economics
P.G.D.A.V.College
nehru nagar,
delhi-65
Indranil Dey
28|Oct|2008 9Please confirm that Rabindranath Tragor Internal Institute of Cardic Science ,Mukundapur, Kolkata is a CGHS recognized hospital or other wise
Dr.S.V.Ramakrishna
30|Oct|2008 10This is in response to the query from Mr.Indranil Dey.
Consolidated list of hospitals under CGHS in different cities may be seen by the following Link.
http://mohfw.nic.in/List%20of%20Empanelled%20Hospitals%20&%20DC.htm
Tejaswi Ramesh
14|Nov|2008 11Hi
my mom is holding a CGHS card (my father was an employee of NFC, Dept of atomic energy,hyderabad and died in service), which was issued in hyderabad and was being used there. Recently we shifted to Bangalore. Can she still use it to avail treatment as out patient and in patient in any hospitals of Bangalore? Or will the card have to be transferred to bangalore by some procedure?Who do i contact for extra information regarding this? And where to get the list of CGHS hospitals in bangalore?
Sangeeta
12|Dec|2008 12I am working with delhi police , my hsuband dependedn on me , he require Renal Trnasplant , can it will be reimburse by CGHS or not , Can you tell me the how can it be reimburs from CHGS. How Much amount WE claim
Rajib Bahar
13|Dec|2008 13thanks for sharing the advice
sanjay
19|Dec|2008 14Dear Rajib Sir,
I am sending my query for your kind advice;
I am working in central government department and residing in the area not covered by any CGHS dispensaries in terms of office memorandum issued by the local CGHS. My son was having some ENT problem (CSOM ossicular discontinuing). On doctor’s advice he admitted in a private hospital (recognized by CGHS) for ear surgery. The Hospital is empanelled for single super specialty (ENT with specialized surgeries) by the CGHS as per their O.M..
The claim for Rs.12000/-( Rs,8500/- for indoor treatment + Rs.3500 for medicines) was filed with the department with request for post facto approval. Now the department is asking for a certificate of emergency.
Kindly advice;-
1. Whether any prior permission was required from the Head of department for treatment in private hospital (recognized by CGHS).
2. If yes, is any provision for post facto approval/permission.
3. Whether, administrations can deny sanctioning the claim.
4. Please advice, if there is any circular/instruction in the matter, kindly make reference.
5. Whether a central government employees and his family can obtain medical service from any private hospital recognized by CGHS of his choice.
6. How can I get reimbursement the claim?
Sir it is urgent, I have to reply the office.
sanjay
Dr.S.V.Ramakrishna
19|Dec|2008 15This is in response to the query from Mrs. Sangeeta:
It is presumed that the name of herhusband is entered on CGHS Card.
There shall be advice from a Govt. Specialist for Kidney Transplantation.
Permission for Renal Transplantation surgery may be obtained from concerned department for any of the empanelled hospitals approved for Kidney Transplantation.
The requisiste documantation as is required under Organ Transplant Act 1994 ( and modifications , if any before treatment is undertaken) .
If no suitable live related donor is available approval of authorization committee is required.
For cadaveric Kidney transplantation prior registration with centres would be required.
The CGHS rates are available at the following link:
http://mohfw.nic.in/cghs.htm
Regards
sandeep
21|Dec|2008 16sir, if a person is working in a non cghs station and keep his family with him but one of his family member live at cghs station .in this case how a person can avail cghs facility to that person living at cghs station as he has no cghs card
R.Gurumurthy
08|Jan|2009 17Sir, a very comprehensive report is given detailing the woes of cghs bebeficieries. Going thro’ the Govt. Hospital is an ordeal and no useful purpose is served for effective treatment. Admission as in-patient requires diagnosis and cghs doctors seldom do the same. I am a retired Gazetted officer and have to undergo untold miseries for trestment. I am in Pune. When this will change?
Rajib Ghosh
02|Mar|2009 18Dear Gurumurthy,
Every month, I experience my share of CGHS woes while sourcing treatment and reimbursement for my father-in-law.
To be honest, I have experienced my share of genuinely concerned Doctors & staff and apathetic Doctors & staff. A few bad apples actually make the entire experience sour.
Changes are happening at CGHS (computerisation is in full swing; includes patient record maintenance, medicines disbursement & claim tracking) but their effect on patient benefit may take some time to be noticeable. Also, unlike private sector,changes in Govt. Dept. tend to be at snail’s pace.
Inspite of constant concern that the Govt. may do away with CGHS scheme, the organisation is serving ever larger number of beneficiaries.
Dr.S.V.Ramakrishna
05|Mar|2009 19Min. of Health & Family Welfare issued a new Office memorandum enclosing simplified medical reimbursement form.
you may follow the link given below to:
http://mohfw.nic.in/4-18-2005-c&P%2020-02-2009.pdf
Hereafter , no essentiality certificate is tobe submitted seperately and there is no need to again get the bills veriified by treating doctor and Medical Superintendent of Hospital. This will be very convenient for CGHS beneficiaries as it used to consume considerable time and effort for getting these formalities completed. Please go through the document (in pdf. format) for full details.
Regards,
Dr.Ramakrishna
Rajib Ghosh
06|Mar|2009 20Dear Dr. Ramakrishna,
Thank you for finding the document on MOFWH website and providing the link here.
Regards
- Rajib
Krishna Sharma
23|Mar|2009 21Hi,
My father used to be employed with Govt of India Press, Minto road, Delhi.
My father passed away after retirement and now I want to procure a CGHS ID card for my mother.
Could you please let me know the procedure to get one for her.
She is a heart patient and I need to get this card desperately as I cannot afford her treatment in private hospitals.
Thanks.
Krishna
Rajib Ghosh
25|Mar|2009 22Hi Krishna,
I am not sure if you can procure a CGHS card for a dependent/widow family member if the primary cardholder never subscribed for CGHS facility.
I suggest you speak an officer at CGHS Headquarters to clarify.
Regards
Tapan
02|Apr|2009 23Could you kindly tell me whether Lilavati Hospital In Mumbai is covered by CGHS or not. If It is then in which document is it mentioned.Kindly help me out with this.
With Regards,
Tapan
Dr.S.V.Ramakrishna
02|Apr|2009 24I am not sure whether you late father was pensioner CGHS beneficary.
I am sure your mother is getting family pension as a dependent.
She may submit through you
Application in prescribed format
Proof of Family Pension with its
break up components from Bank.
Prescribed contribution
Photo
Proof of residence
In case your father was a CGHS beneficiary – surrender the card made in the name of your father.
Please visit the office of CGHS(HQ) at Bikaner House hutments , Shahjahan Road, New Delhi on any working day between 10-1230pm.
regards,
Ramakrishna
Rajib Ghosh
02|Apr|2009 25Dear Dr. Ramakrishna,
Thanks a lot for clarifying Krishna Sharma’s query.
Regards
Rajib Ghosh
02|Apr|2009 26Dear Tapan,
It looks like Lilavati Hospital is not covered under CGHS.
List of recognised hospitals: http://cghsmumbai.gov.in/htmldocs/recog1.htm
As per a new circular issued recently, Balaji Hospital is now empanelled for a vary wide range of services.
Link: http://mohfw.nic.in/cghs.htm#Mumbai
HTH
Manoj Sisodia
24|Apr|2009 27Dear Sir.
My father was retired from Assam Rifles(Central para militery Force) in 1983 and at present he is 68 Years. May i know whether retired personals of Assam Rifles are entitled for CGHS Card and if yes, what is the procedure to get it and what short of treatment can get by the CGHS Card holder.
Thanks with regards
Manoj Sisodia
SANDEEP
25|Apr|2009 28sir,i am a cghs card holder residing in hyderabad. My father lives in merrut and after taking temporary permission now he is getting treatment at cghs merrut. now i am posted to jaisalmer that is not covered under cghs .my father is still residing in Merrut.Rajib sir pl clarify how he can avail cghs facility at Merrut as no cghs card has been issued by department
Dr.S.V.Ramakrishna
07|May|2009 29Dear Major Sisodia,
I understand that your father has retired from Min. of Home Affairs (Most Para Military Forces), in which case your father is entitled for a Pensioner’s CGHS card from nearest CGHS covered city.
you may contact CGHS – Helpline at 011-66667777 /
helpline-cghs@nic.in for more information.
Regards,
Dr.S.V.Ramakrishna
Rajib Ghosh
10|May|2009 30Reply by Dr.S.V.Ramakrishna:
Mr. Sandeep,
If a Govt. Employee is posted in a non- CGHS covered area , there is no provision for availing CGHS facilities for family members residing in CGHS covered areas. However, you are probably covered under CS(MA) rules and if I am not wrong there is provision for medical facilities for family members under CS(MA) rules.
Regards,
Dr.S.V.Ramakrishna
JAVED
23|May|2009 31Sir,
My query comes under a very rarest of rear case. My father retired on 31 Dec 07, On 18 Feb 08 (1.5 month from retirement)he suddenly had a attack of brain-hammarage and underwent treatment for one week, unfortunately he expired on 25 Feb 08 (approx 02 month from retirement). Now during all this the CGHS pensioner card could not be made and advises from various peoples was 3 month grace period exist & any treatment during this period will be covered by the old card (however this was wrong & actually 3 month grace period is for getting the card issued cghsmumbai.gov.in/htmldocs/circulars/cir23.htm) The rule was misunderstood by everybody but the competent authority who eventual rejected my reimbursement application
Now my case is
1) Unknowingly by me, DGQA (my fathers office) & CAO forwarded the case to CGHS Bikanar house on 25 Mar 08, 23 Apr 08 and 24 Apr 08 respectively
2) Bikanar house without telling us the correct procedure pulled their hand from the case & said the pl go the south zone dispensary vide letter dated 02 Jun 08 (more then a month wasted)
3) On 09 Jun 08 South zone dispensary sector-8 R K Puram was referred the case which took 03 months to give a regret letter (printed format) that no card was made with in 03 month of retirement.
4) On request they again took my file back for further consideration & again consumed 07 months to reply the same.(meanwhile I was suggested to get a pensioner card issued on my mothers name which I did & further send a healthy amount)
Pl suggest me a way out since 15 months has passed & no output has been obtained.
Regards
Krishna Sharma
18|Jun|2009 32Hi,
Yesterday I went to the CGHS HO Delhi, to obtain a CGHS pensioners card for my mother.
My father was a retired Govt employee and had surrendered his card at the time of retirement but he never took a CGHS card after retirement.
So now I want to get a card for my mother who is my father’s widow and receiving his family pension also.
The CGHS authorities said that she can be issued a card and the charges would be 6000 RS.
I’m really clueless how they calculate the fee, 6000 seems to be a huge amount and I really wonder whether they have done their calculation correctly.
Please give some insight on this.
Thanks,
Krishna
Rajib Ghosh
18|Jun|2009 33Dear Krishna,
CGHS must have quoted the rate for “Whole Life Dependent/Widow” card.
CGHS subscription maybe either paid on a monthly basis (approximately Rs. 100/- p.m. for primary card holder, less for dependent) -or- paid as a one-time subscription for whole life.
In fact in my father-in-laws case, he paid Rs. 18,000+ for “Whole Life – Private Ward” card. Since his wife is no more and single child (daughter) is married, he has no dependents listed on the card. Based on the rank in which he retired, he is eligible for a ‘Private Ward’ upon his admission in a hospital.
M.Thippanna
15|Oct|2009 34whether the NIMS medical treatement rates is eligible for full reaimbursment in CGHS beneficier. It is eligible for this kindly send the E-Mail necessary orders.
Rajib Ghosh
15|Oct|2009 35NIMS treatment is indeed eligible for full reimbursement, since it is a Govt. Hospital.
NIMS features prominently in the list of authorised CGHS hospital and this list can be obtained from your dispensary or the CGHS Headquarters at Begumpet.
–Comment by Dr. S.V.Ramakrishna–
NIMS is an autonomous institution under State Government and is treated as a Govt. hopsital and therefore reimbursement is permitted at the rates ofinstitution. However, ceiling rates and guidelines would be applicable for implants like coronary stents , Hip/Knee Jt. Implants , Pacemakersetc.,
Dr.S.V.Ramakrishna
Sharada Mishra
14|Nov|2009 36Dear Sir,
I am CGHS Card holder, Working in Autonomous Body, I want to know the rule about sanctioning the medical/ laboratory test
sanctioning tme & amount limit by the Depertmental authority.Please let me know the reimbursement rule for laboratory test for me.
Thanking you,
Yours faithfully
Sharada Mishra
Kolkata
Rajib Ghosh
15|Nov|2009 37Dear Sharada Mishra,
Med/Lad tests can be sanctioned only after obtaining a prescription from a Govt. Hospital Doctor (who you should visit after obtaining CGHS Out-Patient Referral Form). The prescription can also be issued by Doctor at CGHS dispensary, though in practice the Doctors at CGHS dispensary only sanction simple tests for blood/stool/urine and refer the patient to Govt. Hospital in case of complicated cases.
Armed with the prescription, you can approach CGHS dispensary for sanctioning the tests to be performed at any CGHS recognized Diagnostic Center. Some centers are cash-only and you will have to claim reimbursement, while others are cashless.
If you are an in-service person, please approach the dispensary/dept. head of your organization with the Govt. Hospital Doctor’s prescription, for further approval.
As far as amount limits are concerned: CGHS has set the maximum amount of reimbursement for tests. However if you get the diagnostics tests done at a CGHS recognized diagnostic center (with prior approval from CGHS), not only it will be cashless for you, also the diagnostic center will only charge CGHS as per CGHS limits.
w.r.t. the time take for approval, CGHS dispensaries do not deliberate about the recommended tests. They sanction the tests immediately if the Govt. Hospital Doctor has recommended them. If you are an in-service person, your department head should also be able to process the request in the normal course of action. If there is an urgency, please submit a petition along with the prescription and speak to the concerned official to take up your petition on a priority basis.
HTH
sandeep
18|Nov|2009 38sir,i am at persent working on a non cghs station , and have no cghs card,,My father lives in merrut. in an emmergency condition he was admitted in a private hospital which is under approved list of cghs. on request hospital is billing as per cghs tarrif,i want to know whether treatment expense will remburse or not
Rajib Ghosh
19|Nov|2009 39Dear Sandeep,
Basic question: Are you a member of CGHS or not? Even if you are currently not working in a CGHS station, do you have some kind of medical coverage which entitles your parents to obtain CGHS care?
If you are a CGHS member, then you can receive reimbursement for the emergency medical treatment that your father availed from a CGHS recognised hospital.
If you are not a CGHS member, then no reimbursement is applicable.
HTH
chandra Mohan Badola
25|Nov|2009 40Whether permisson of CGHS authorities is necessary for obtaining permission for treatment at All India Institute of Medical Sciences and the pateint is from Meerut.
Rajib Ghosh
25|Nov|2009 41Dear Chandra Mohan Badola,
Permission of CGHS authorities is definitely required to obtain treatment at AIIMS (unless under certifiable medical emergency).
In fact since you are not from Delhi, you may have to obtain a referral letter from the Govt. Hostpital in your city (to refer to AIIMS) before you can approach CGHS Dispensary in your city for permission to obtain Out-Patient (Referral only) or In-Patient (Hospital admission required) treatment at AIIMS.
HTH
D.M. BHATTACHARYYA
28|Nov|2009 42Dear Rajib Ghosh,
I am very much thankful to you for your feed back to my queries. Your feed back to quries of many CGHS Card holders across India is really very helpfull not only to me me but to many CGHS card holers living in different places in India.
Rajib Ghosh
29|Nov|2009 43Our eminent reader Dr.S.V.Ramakrishna has written to me with more information:
— Begin Quote —
Hello,
The guidelines regarding treatment at AIIMS may be seen at the following link.
However, no TA is admissable .
http://mohfw.nic.in/writereaddata/cghsdata/mainlinkfile/File166.pdf
regards,
Dr.S.V.Ramakrishna
— End Quote —
D.M. BHATTACHARYYA
02|Dec|2009 44Dr.S.V.Ramakrishna,
I convey my thanks to you for furnishing the Govt. letter regarding the OPD and Indoor treatment at AIIMS New Delhi for the CGHS card holders without obtaining prior approval of CGHS authorities. I also convey my thanks to Mr. Rajib Ghosh on the same issue.
s.k.sarangi
24|Dec|2009 45plz confirm whether CMCH Vellore is recognised under CGHS, Bangalore for renal transplatation
Venkataraman
30|Dec|2009 46Please guide me as to where I will get the list of CGHS Dispensaries and the areas covered for my benefit.
Rajib Ghosh
30|Dec|2009 47Dr. SV Ramakrishna replies:
———————–
This is with reference to the query from Mr. Sarangi.
Vellore is not covered under CGHS. Therefore , CMCH, Vellore is not empanelled under CGHS.
regards,
Dr.S.V.Ramakrishna
Rajib Ghosh
30|Dec|2009 48Hello Venkataraman,
A comprehensive list of CGHS Covered Cities, Dispensaries in those cities and approved rates is available at:
http://mohfw.nic.in/cghsnew/hospital.asp?langid=1
HTH
Dulal Majumder
02|Feb|2010 49Sir
I am pensioner CGHS beneficierie and a Infection heart dises followed by cerebral and now my follow-up treatment is carried out either from CGHS polyclinic or from after noon pay clinic of Deptt. of Cardiology Govt. of West Bengal with the permission of CMO-in-Charge. Some time I am filling chest pain so may I take admission dorectily to empanalled CGHS hospital in odd hrs?Will you kindly let me know what is the procedure.
Yours Truly
D.Majumder
Rajib Ghosh
03|Feb|2010 50Dear Mr. Dulal Majumder,
In most cities, CGHS Polyclinics no-longer function round-the-clock and CGHS allows patients to approach any Government hospital for treatment beyond the hours of poly-clinic. Expenses incurred if any will be re-imbursed by CGHS. In an emergency, you can admit yourself in any CGHS Recognised Hospital without obtaining prior permission.
If admitting in emergency without prior permission, technically the treatment should be cashless but many CGHS recognised private hospitals do not admit on credit. They require you to pay up-front. Billing rates are as per CGHS approved rates only if you display the CGHS card at the time of admission. At the time of discharge, you are given all the required paper-work so that you can claim reimbursement from CGHS.
If admitting to non-CGHS Recognised Hospital, the treatment is entirely on cash basis. You may claim reimbursement from CGHS, but reimbursement is limited to CGHS approved rates only.
HTH
Dulal Majumder
09|Feb|2010 51Sir,
I am a cardiac patient followed by cerebral and recently on my request I have been referred to Pay clinic . Deptt. of Cardiology and treating Prof(Dr. Soura Mukherjee examine me and after consulting ECG,pathological testing report medicines are suggested and advice C.T Scal (Brain) and further treating Dr. will examine me and I may advice for MRI and in Kolkata no empanalled Hospital or Diagnosist centres are authorised MRI, therefore, I such Testing is advice where from I test the same,
Please advice.
Yours Truly,
Dulal Majumder
Rajib Ghosh
10|Feb|2010 52Dear Mr. Dulal,
I am not sure if there is no Diagnostic Centre/Hospital in Kolkata which is empanelled with CGHS for MRI.
If in doubt, please check with CGHS HQ at Esplanade.
In the event no medical centre is indeed empanelled, you may proceed with the MRI at any centre of your choice and submit the bill for reimbursement. I suggest that you coordinate with the CMO of your dispensary or a officer at CGHS HQ to obtain advise regarding how you should proceed in this case to avoid any pitfalls later.
HTH
Dulal Majumder
10|Feb|2010 53Sir,
With reference to to your reply dated.10th.Feb,10 and to inform you that the C.M.O. in-charge of my designated dispensary told me if MRI is advice, the re-imbursment ofsame testing will not be paid by CGHS, but in an order it is mentioned if no rates for any testong is available with CGHS, the payment may be made as per the rate available in AIIMs and if no rates are availanle in AIIMs then the actual expenditure will be paid. Now what shall I do?
Yours Truly,
Dulal Majumder
Dulal Majumder
15|Feb|2010 54Dear Mr. Rajib Ghosh,
My quaries dated. 10/02/10 have not been received which may help not only for me but also others benifesiries in their different treatment.My designated CMO- in-Charge very co-operative to the every patient.There is no complain against any one , but many clarifications are not clear. Perhaps, no MRI will be adviced by the treating Rd. As to day my C.T. scan report etc. consulted by the Neurologist and referred to Cardiologist with no such advice i.e.MRI. However, the point may kindly be clarified
for which I will be glad. I want to under take my treatment as per CGHS norms to avoid any complication.
Thanks with regards.
Dulal Majumder
Dulal Majumder
20|Feb|2010 55Sir,
As I inform earlier that I am a pensioner and CGHS bebefiserie and a cardiac patient and followed by cerebral, now I intend to visit Bangalore on.16th. April,10 for about 2 months. I will be glad if you would kindly let me know that as per rules of CGHS I will carry required medicines which will be supplied by the CGHS dispensary as per prescription of treating Dr. and if on emergent basis needed to admit in a empanneled CGHS hospital there what I shall do to avoid any complication, and whether I may get cash less treatment in the said hospital ?And after admission to whom I may inform and what is the procedure.I collect from web side the empanneled hospital, Wellness centre, address of Addl. Director, CGHS, Bangalore.
Thanks with regards.
Dulal Majumder
Dulal Majumder
21|Feb|2010 56Sir,
I was sent an e. mail as shown in the web side of CGHS i.e. cghs@nic,in but the same has bounce,moreover for kolkata there is a e.mail id shown and invided any quaries cghs@kol.nic.in accordingly I was trying to sent e. mail but the same has also bounce. I don’t know the reasons. Will you kindly let me know e.mail id of CGHS Kolkata or Central.
Thanks
Dulal Majumder
A.P.MISRA.
16|Mar|2010 57CGHS beneficiaries are facing lot of problem due to computerization introduced in the dispensaries as doctors are not trained to use the computer and are being assisted by an operator.About 3 to 4 hours is the waiting time in some of the dispensaries to get anything done. For referrals or to get medicines it has become very tiresome and uneconomical especially to senior citizens who cannot come to the dispensary on their own.All referals are to NIMS where again they face lot of music right from registration at the counter till they see the specialist.Something must be done.
Dulal Majumder
17|Mar|2010 58It is use less to leave reply, as no responce or advice as requested by the CGHS beneficeries are provided by the responsdance, either they have no knowledge or very poor knowledge.when cretical questions are placed either the questiontaken out or to leave as it is.
Rajib Ghosh
18|Mar|2010 59Dear Mr. Dulal,
I can understand your frustration. In fact, HealthBuzz was started because I was vexed with the round-about procedures of CGHS and attempted to document them as I navigated them. While I am no expert on CGHS issues, some of our readers are experts and they attempt to respond to queries as time permits.
w.r.t. Your query regarding the MRI:
- If a Govt. Hospital Doctor feels that you need a MRI and writes the same on your prescription as part the diagnostics that you need to undergo, CGHS will either have to refer you to a CGHS Recognised Diagnostic Centre/Hospital where MRI is available or ask you to undergo the MRI at a hospital of your choice and reimburse you as per the ceiling rates applicable for Kolkata (or AIIMS if Kolkata rates are not defined).
- List of approved tests, rates per city are generally available with CGHS HQ. Kolkata-MRI rates are also available at: http://mohfw.nic.in/cghsnew/showrates.asp?city_id=15&catid=27 (but you are advised to cross-check with CGHS offices)
w.r.t. your planned trip outside of the city where you are registered with CGHS:
- CGHS facilities are available to you if you travel to a city where CGHS facilities are available.
- You need to approach the Addl. Dir. CGHS of the city to obtain a Temporary Permit (TP)
- TP is valid for 6 months and enables you to seek OPD treatment and claim medicines at the city.
- In case of hospitalization (planned/emergency), TP holders need to avail treatment on ‘Payment’ basis and claim reimbursement from their home-city (within 90 days of discharge).
You can also contact CGHS Helpline on 011-66667777email them at helpline-cghs@nic.in for clarifications.
HTH
Rajib Ghosh
18|Mar|2010 60Dear Misra ji,
With change comes teething troubles. I am keeping my fingers crossed that eventually computerization is being done to benefit the CGHS beneficiaries.
When even in private businesses, officers have PAs to do the typing and steno-pool for general staff to get their typing done, why should the Govt. be an exception?
That said, due to the volume of patients, it is inevitable that the job of entering the data into the computer will hived off to another person instead of the Doctor doing it. The question is – how were these new appointees selected? They seem to know even less basic computing than school children!
In spite of the computerization, the dispensary forgot to procure something as mundane as Ofloxacin for my FIL who suffers from UTI.
From my experiences at various Govt. Hospitals, I would say that NIMS is far better an option. Obviously good things attract crowds in greater numbers.
Dulal Majumder
21|Mar|2010 61CGHS facility was introduced in 1954 first at New Delhi and in 1971 Kolkata was a 2nd City the CGHS was introduced there after other cities were introduced CGHS facilities to the Central Govt. employees and Pensioners. But in current year it is seen that about 100 private hospitals are empanalled at new Delhi with various testing including MRI at least 10 to 12 hospitals.At Bangalore there are 35 private hospitals are empannled with CGHS, Chennai also same, even such a small city Nagpur 19 private hospitals are empanelled whereas at Kolkata only 8 private hospitas are empanelled with CGHS and none of the such hospitals are authorised with MRI testing and in earlier Kotari Hospital was empanelled with CGHS with MRI, but current year the said hospital is cancelled.Moreover out of such 8 empanelled hospitals are situated in a place where no private/Govt. busses are available and if patient parties are required to visit that hospitals they will have to hire Taxi. It is not understood why Kolkata CH|GHS beneficeries are hackled in such a manner.
Dulal majumder
Dulal Majumder
21|Mar|2010 62If I carry CGHS card with me while I am trvelling at Bangalore and if I may not approach Addl.Director, CGHS that city and in case of emergency may I take treatment in a empanelled hospital of CGHS cashless?
Please help.
Dulal Majumder
Rajib Ghosh
22|Mar|2010 63Dear Mr. Dulal,
CGHS treatment is offered on a cashless basis only if treatment is sought in the same city as listed in the CGHS card. Even there, cashless treatment requires prior approval unless the patient is admitted in emergency.
Due to a dispute in pending payment, private hospitals at Hyderabad have stopped cashless treatment for CGHS beneficiaries altogether.
If you are a Pensioner and CGHS beneficiary, you have to obtain temporary permit only if you need medicines from the visiting-city CGHS dispensary. Emergency admission to CGHS recognised hospitals across India is available for Pensioners. Beware though, the only thing that changes due to CGHS card is that the hospital bills at rates specified be CGHS. Treatment is not cashless.
HTH
Dulal Majumder
22|Mar|2010 64I am a CGHS pensioner benefeciry and will carry 2 months medicines as prescribed by the Cardiologist of Calcutta Medical College & Hospital from my designated dispensary along my CGHS Card, therefore no medicines are required during my stay at Bangalore. However, if any emergency I need to admit in empanelled hospital in that case what shall I do? I have collect the name and address of empanelled hospital of CGHS Bangalore from website of CGHS, Bangalore.
Please advice.
Dulal Majumder
Rajib Ghosh
22|Mar|2010 65Dear Mr. Dulal,
It is good that you are preparing yourself in advance for your Bangalore trip.
I am quite sure that should you need emergency hospitalisation at a hospital in B’lore, the hospital will admit you on Cash-Only basis.
I would therefore suggest that you call the hospitals to determine which one will treat an Outstation CGHS Beneficiary on Credit basis.
HTH
PARASURAMAN
19|May|2010 66Dear Sir,
My father is retd central govt pensioner staying with me at cochin.He opted for Medical Allowance of Rs 100 at the time of retirement and not a CGHS member. I request you to clarify the following.
1.Whether my father(84 years)can opt for CGHS now? If yes what is the procedure.?
2.Whether my mother also get the benefit? .At presant she is undergoing dialysis twice in a week at a hospital in cochin.
2. I understand the nearest cghs facility is in Trivandrum only.So it is possible to have treatment at cochin and get reimbursement with prior approval of cghs,Trivandrum
I seek your clarification& advise
with regards
A.Parasuraman
Rajib Ghosh
19|May|2010 67Dear Parasuraman,
It should be possible for your father to apply for CGHS membership (unless there is a fine print that I am not aware of). Should your father successfully receive CGHS membership, your ailing mother will become automatically eligible.
To the best of my knowledge, CGHS only offers free treatment in the city where they are located. Also, all treatment requires prior permission. In such a scenario, your mother will be forced to travel to Trivandrum twice-a-week to obtain treatment. Clearly this is not a feasible scenario, since Dialysis appointments are often at odd hours.
While I am unsure of how CGHS will facilitate this. My recommendation would be approach the Additional Director at CGHS Headquarters at Trivandrum and present your case asking for a solution.
Do let us know how it worked out for you,
Regards
Maneesh Dev Mehta
23|Jul|2010 68Respected Sir/Madam,
I was issued CGHS Card No.526921 on 25.10.1999 by my Department (Delhi Police). Thereafter, I never used the CGHS facility. Now, in order to get the smart card when I went to my local CGHS Dispensary, they told me that my card is of 1992 series and firstly I have to get new card issued from my Department. After that only they will accept my form for a smart card. When I approached my Department I was told that at present the Ministry is exhasted with the new series card, however, I can deposit the old series one with Bikaner House CGHS Window for getting the new one. Kindly guide me whether it is the procedure and if not how can I go for the right procedure.
With regards,
Maneesh Dev Mehta
Dr.S.V.Ramakrishna
25|Jul|2010 69Dear Mr. Mehta,
The series of cards (with serial numbers ) are changed from time to time( 10 years). CGHS cards issued under 1992 series are no longer valid. Therfore, a new CGHS card number is to be acquired. CGHS cards were being issued by departments in respect of serving employees till 30th December 2010. Subsequent to computerization of CGHS Wellness Centres ( previously referred to as Dispensaries) the procedure is changed. The details are available in OM issued by Min. of Health & Family Welfare on 30th December 2010. Pl. follw the link given below :
http://mohfw.nic.in/writereaddata/cghsdata/mainlinkfile/File168.pdf
To summarise , serving employee would fill up application for new CGHS card in lieu of old card number ( paste photos of family members at marked places ) , get the application forwarded by department to the office of Addl. Director (HQ) in case of Delhi (Office of Ad / JD of CGHS in other cities) . The application form is available as annexure to the OM mentioned above.
At CGHS Office the data is entered on computers and a new number is generated. a computer print out is immediately issued to enable beneficiary CGHS services till a plastic card is issued. Plastic cards for individual beneficiaries would be ready in 15days.
Similar OM in respect of pensioners may be seen at the following link.
Both Office memoranda are detailed ones and are self explanatory.
Regards,
Dr.Ramakrishna
Dr.S.V.Ramakrishna
25|Jul|2010 70Dear all I forgot to enclose the link for pensioners. it is given below:
http://mohfw.nic.in/writereaddata/cghsdata/mainlinkfile/File170.pdf
Regards,
S.V.Ramakrishna
shruti
29|Jul|2010 71plz may i get the detailed list of medicines with name and cost which are reimbursable under CGHS
Ashok Garg
02|Aug|2010 72Dear Sir,
I took VRS in Nov.2007 but got CGHS life benefit enrollment done on 17/11/2008 with CGHS HQ at Bikaner House, New Delhi. They gave me manually filled (with our photograph) form called CGHS Card No. 108095 saying that this was valid till issue of Individual Plastic Card. I have not received any intimation as to whether the card has been prepared and issued or not nor where to collect it.
Luckily , so far I have not needed to consult doctor for any big problem.
Please advise me where will I get my Plastic Card.
Also please inform whether CGHS will issue me my regular Blood Pressure medicine- TELMA-40 (one a day) ?
Thanks. & Thanks to all whosoever are rendering this service.
Ashok Garg
Rajib Ghosh
02|Aug|2010 73Dear Shruti,
A list of approved medicines and procedures and their respective costs are available with the CGHS dispensary / HQ. Needless to say, the list is quite comprehensive and not for use by general public.
For specific clarifications, I would advise that you write to the Addl. Dir. of CGHS in your city, clearly stating the medical case, the recommended medicines and inquiring about availability of the same through CGHS. CGHS is unlikely to respond to your queries unless you enclose appropriate records such as Doctor’s prescription (from a Govt. Hostpital) and photo-copy of test reports proving the medical condition.
HTH
Rajib Ghosh
02|Aug|2010 74Dear Mr. Garg,
If you have received a Card from CGHS with a membership number, you are now eligible to receive benefits from CGHS.
CGHS has started issuing plastic ID cards instead of paper cards across CGHS dispensaries in metros. In due course, you too will receive the plastic card.
The CGHS website has comprehensive information about the plastic card. Link to CGHS website is present on this blog on the side.
CGHS does issue a range medicines covering a lot of medical ailments and Hypertension (HTN) medicines such as Telsartan 40mg (Brand Name: Telma 40) or Prazopress etc. are quite commonly issued. my FIL who is a ESRD patient himself receives both these drugs.
You are required to visit the CGHS dispensary on any working day and register yourself as an out-patient. Once registered, you may visit any available doctor on duty and get your BP checked up. If HTN is noticed, the doctor will prescribe appropriate drugs.
Armed with the prescription, you may now approach the CGHS Pharmacy (same premises) and request supply of the drug. While some medicines are issued over-the-counter and on-the-spot, others require the medicines to be ‘indented’. If indented, you will be told which later date (typically 3 days later) to come and pick up your medicines.
Medicines such as Telma are normally indented and enough quantity is supplied to you to last 1 month.
At Hyderabad, patients are required to maintain a notebook/diary in which the CGHS staff and Doctors will write appropriate information. At Kolkata, CGHS dispensaries use paper (very poor quality) prescriptions and expect the patients to staple these together to create the semblance of a record.
HTH
Ashok Garg
03|Aug|2010 75Thanks a lot indeed.
Ashok Garg
manish tilak
14|Sep|2010 76dear sir
i m working in banglore in kvs and holding cghs card, i have send my wife to agra (up) my home town, as she is pregnent for our first child. how can i avail cghs facility there? there are no cghs hospitals but some hospitals are recognised under cs (ma). kindly advise me sir
thanking you
Tapan Kumar Sadhu
28|Sep|2010 77I am a Central Govt.employee and not covered under CGHS area.I am availing benefits under C.S.(M.A) Rules,1944.I want to be a memberunder C.G.H.S.Is it permissible? What is the procedure in that case?
k
24|Oct|2010 78my father is pensioner from center govt he is admit in hospital in emergincy with in two hour they operation done then shift in hdsu for one day then five day in icu and then one day in word then they can not give them cr. wheynot
Rajib Ghosh
24|Oct|2010 79Dear Mr. Gupta,
Most private hospitals do not extend credit facility to pensioners; particularly if the case is in an expensive city (like metro cities) or you are admitting the patient without prior approval (for ex: in an emergency) or you are admitting at a non-cghs empanelled hospital.
In such case, it is recommended that you complete the treatment at the hospital, obtain the discharge certificate and file for ‘Medical Reimbursement Claim’ with CGHS. In case, you are unable to afford the cost of continuing treatment at the private hospital, you can clear your dues and shift the patient to a CGHS recognised hospital (after obtaining permission from CGHS Dispensary) at your risk.
HTH
Rajib Ghosh
24|Oct|2010 80Dear Mr. Sadhu,
CGHS facility is available for select Government organisations and does not provide blanket cover to all Govt./Semi-Govt. organisations.
You can enquire with the CGHS headquarters located in your city and they will advise you whether you are eligible and if yes, will you be benefitted.
HTH
Rajib Ghosh
24|Oct|2010 81Dear Manish,
CGHS and CSMA are two different medical benefit schemes and not interchangeable.
Further, in case of in-service employees, CGHS benefits can only be availed in the city of service, that too with prior permission.
I am unsure if CGHS provides for Pregnancy related costs, but you can always file a claim afterwards using the ‘Medical Reimbursement form’.
HTH
Dinesh
28|Oct|2010 82Dear Rajib sir,
As you have mentioned in your post that one can transfer patient from non panelled hospital to panelled hospital of CGHS for further treatment. but CGHS officials are claiming that there is no rule in this regard. they are suggesting to discharge the patient from un-pannelled hospital and admit in recognized hospital under emergency on other hand recognized hospital is asking for reference from CGHS medical officer.
Though we want transfer entry from one hospital to other hospital [CGHS recognised] . kindly help us in which rule we can transfer our patient to CGHS recognized hospital.
thanks &Regards
Dinesh
Subhan Ali
17|Nov|2010 83Sir, I serving Central Government Servant and am residing in a an area covered with CGHS without getting CGHS card. Whether I can claim re-imbursemnt cost of mediciens, consultation fee and tests for OPD treatment. ……Subhan Ali o.o SPOs Ghaziabad
Gaj Raj Singh
17|Nov|2010 84I serving Central Government Servant and am residing in a an area covered with CGHS without getting CGHS card. Whether I can claim re-imbursemnt cost of mediciens, consultation fee and tests for OPD treatment in a CGHS recognized private hospital/Government Hospital . ……Gaj Raj Singh Ngara o/o SPOs Ghaziabad-201002
Dr.S.V.Ramakrishna
01|Dec|2010 85This is with reference to the qurries from Subhan Ali & Gajraj Singh-
For serving Central Government Employees whoare eligible for CGHS facility and residing in CGHS covered areas , it is compulsory to join CGHS and Departments were exp[ected to deduct monthly contribution from pay and are deemed to be a CGHS beneficiary even though card was not issued ( although contribution is deducted) by the department.
Contact your administrative office. It would be difficult to enlist all details in a short reply. Pl visit CGHS web site for information.
In brief, it is clarified that OPD medicines are to be collected from CGHS dispensary and the cost is not reimbursable except under emergency circumsatnces and certain other specific situations.
OPD consultation from Pvt. hospitals is not permitted except under certain specifiec circumstances. There is a procedcure for availing investigations and treatment from empanelled centres. Prior permission from department is required to avail these facilities.
regards,
Dr.Ramakrishna
RAGHU NATH SINGH
28|Jan|2011 86Dear Dr.
I am raghu nath singh, i am a retired cghs beneficiary with valid a cghs card. i approch dr. in rajinder prasad eye hospital delhi for my eye checkup.Dr inform me that after 5 or 6month there will be an eye operation for IOL implantation in my eyes. I am a retired person and i cannot afford the expenses of the IOL implantation. Let me know how i can get my eye IOL implantation operation “cash less” from aiims. whether any prier approval for IOL operation is necessary from the cghs authority or the expenses can beared by aiims authority itself. Kindly clear the exact procedure for cashless operation. Thanks,yours, Raghu Nath Singh,Delhi.
Rajib Ghosh
01|Mar|2011 87Dear Raghu Nath ji,
CGHS covers a lot of procedures and medicines in it’s list of benefits but requires impeccable medical records.
You will most certainly have to obtain an ‘advice’ from a CGHS reconised hospital and then request the Additional Director at CGHS HQ (in your city) too allow cashless treatment as advised by the hospital.
The procedure to obtain CGHS treatment is documented on my website. Recent computerisation at CGHS has cut short a few steps, but by and large they remain the same.
HTH
vivek g siddapur
12|Apr|2011 88my father is a retired AIR officer. shortly we are shifting to bangalore. I want to enrol him under cghs . but the officials have told to remit Rs. 39000 as subscription amount. I dont know how they have arrived at it please let me know the formula. When he retired in 1988 his last pay drawn was Rs. 3800-00.
Can i have list of private cghs recognised hospitals in bangalore
Sumit
24|Apr|2011 89Dear Rajib Ghosh,
My father is a pensioner of Ordnance Factory, Ministry of Defence and a CGHS card holder. We stay in Kolkata. My mother has been diagnosed with cancer, and we want to treat her at Tata Memorial in Mumbai. She needs immediate surgery and we are not in a position to wait for obtaining permission from CGHS Kolkata, as this may be long and tedious. Can the cost of the treatment still be reimbursed somehow? Can we get cashless treatment at Tata Memorial?
Rajib Ghosh
24|Apr|2011 90Dear Sumit,
I can tell you right away that your mother’s treatment at Mumbai will not be on cashless basis, if you were to go there without prior approvals. You can get her treated by paying cash and claim reimbursement from CGHS.
CGHS reimbursement rates are different from city to city and the rate applied to you will be the rate applicable in Kolkata or AIIMS/Delhi. Also, in case of reimbursement claims, certain items on the bill may not be permitted by CGHS for reimbursement. In all, the reimbursement amount will certainly be less than the amount you spent and it may take 1+ years to materialize.
HTH
Sumit
24|Apr|2011 91Dear rajib Ghosh,
Thank you very much for your quick and helpful reply.
Sumit
NAVEEN
07|Jun|2011 92sir
my father is a cghs card holder and he is suffering from knee pain.
and as Dr. advised they need to be replaced and we want to get a treatment in artemis health institute gurgoan which is emplanned in cghs what is the procedure for cashless treatment.
plz rply fast
ritu maan
07|Jun|2011 93sir
my mother is a cghs card holder & residing in rohini delhi , can we direct visit to cghs empaneled private hospital with smart card for cashless facility or wecan claim later that one.
please advise
Rajib Ghosh
07|Jun|2011 94Dear Naveen,
You will need to apply at your CGHS description with a copy of the prescription from the Govt. Hospital for knee-replacement-surgery.
Once approved, you can approach the CGHS approved hospital and at the time of admission, show them the approval letter from CGHS to avail treatment on cashless basis.
HTH
Rajib Ghosh
07|Jun|2011 95Dear Ritu,
Direct visits to CGHS approved hospitals (and claim later) is only allowed in case of emergency.
For all other cases, prior approval from CGHS is a must.
Regards
Ajayan T. V
12|Dec|2011 96Dear Rajib Ghosh,
I had opted for VRS and took retirement in December 2008 at Cochin and opting for Medical Allowance of Rs 100 at the time of retirement and now I am not a CGHS member. I request you to clarify the following.
1. I am residing at Bangalore and my pension is being credited to my bank account in bangalore. Can I opt for CGHS now? If yes what is the procedure? Who should I approach? CGHS officials in Bangalore or My Department from where I retired at Cochin. Since I am permanently residing at Bangalore can I approach the CGHS officials here? What documents do I have to provide.?
Regards
Ajayan
Rajib Ghosh
13|Dec|2011 97Dear Ajayan,
CGHS membership should be taken at a city where you reside permanently. Since you have settled at Bangalore after retirement, I suggest that you approach the CGHS HQ at Bangalore and meet with Administrative Staff (not clinical staff) to determine your eligibility, applicable fees and paper-work that has to be submitted. Things like PPO order/book, Service Certificate, Residence Proof, Identity Proof, Photo/Group Photo of eligible members are sure to be required. Also carry plain white-paper and Carbon paper to make on-spot applications.
Please note that if you apply for membership for you and family (spouse, son under age of 21(?), unmarried daughter under age of 25(?), divorced/widowed daughter, surviving parents etc.), you are required to obtain a group photo and visit the CGHS Clinic assigned to you (typically the one closest to your residence) with all eligible members of the family to get the CGHS newly-prepared card endorsed.
HTH
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